Terms of Service for Stellar Health Benefits
Effective Date: 9/1/2025
Welcome to www.stellarhealthbenefits.com
(the “Site”). This Site is owned and operated by Stellar Health Benefits LLC (“we,” “our,” “us”). By accessing or using this Site, you agree to the following Terms of Service. If you do not agree with these terms, please do not use our Site.
1. Use of Our Site
This Site is intended for informational and educational purposes regarding health insurance products and services.
You must be at least 18 years old to use this Site or submit any forms.
You agree not to use the Site for any unlawful purpose or in violation of any applicable local, state, or federal laws.
2. No Government Affiliation
Stellar Health Benefits LLC is not connected with or endorsed by the U.S. government or the federal Medicare program.
3. Insurance Disclaimers
We do not offer every plan available in your area. Any information we provide is limited to the plans we represent. For a complete list of available options, please visit www.medicare.gov
or call 1-800-MEDICARE (TTY 1-877-486-2048).
Any pricing or plan information presented on this Site is based on current data available at the time of review and is subject to change. Always consult the official Evidence of Coverage (EOC) from your selected plan.
Medicare laws and regulations are dynamic and may change. Information on this Site is accurate to the best of our knowledge at the time of posting.
4. Privacy and Security
By submitting forms on this Site, you may voluntarily share personal and health-related information. This information is used only to provide insurance guidance and plan recommendations.
We strive to maintain the highest standards of cybersecurity, but no system can be guaranteed 100% secure. By using this Site, you agree that Stellar Health Benefits LLC is not liable for unauthorized access or breaches that may occur during transmission or storage of your data.
For more information on how we handle your data, please review our Privacy Policy.
5. Intellectual Property
All content on this Site, including text, graphics, logos, and design elements, is the property of Stellar Health Benefits LLC unless otherwise noted. You may not reproduce, distribute, or use this content without our prior written consent.
6. Limitation of Liability
Stellar Health Benefits LLC makes no warranties, express or implied, regarding the completeness, accuracy, or reliability of the information provided on this Site. Your use of the Site is at your own risk. We are not liable for any damages arising from your use of or reliance on information provided here.
7. Links to Third-Party Sites
Our Site may contain links to third-party websites, such as Medicare.gov. We are not responsible for the content, policies, or practices of these external sites.
8. Changes to These Terms
We may update these Terms of Service from time to time. Any updates will be posted on this page with a new effective date. Continued use of the Site after changes are posted constitutes acceptance of the new terms.
9. Contact Information
If you have questions about these Terms of Service, please contact us:
Stellar Health Benefits LLC
186 Glenn Avenue
Jeannette, PA 15644
Phone: 888-227-1528
Email: info@stellarhealthbenefits.com