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About Stellar Health Benefits

Stellar Health Benefits is your premier Independent Health Insurance Agency, specializing in comprehensive health insurance solutions. With a strong emphasis on Medicare, Medicare Advantage, Medigap Supplement, ACA, and Individual insurance plans, we're dedicated to finding the perfect health coverage tailored to your needs. We take pride in educating and informing our clients about how their health plan works for them.


Operating with a fiduciary approach means we only care about your needs, not the needs of the insurance company! We are contracted with a wide range of Medicare and Private Individual Health Plan Carriers, ensuring we always prioritize your best interests. Our mission is simple: to locate the optimal plan with the most robust benefits that suit you perfectly – and all of our consultation services come at absolutely no cost to you.  Our services do not affect your premiums!

Couple reviewing health insurance options together on a tablet – personalized support from Stellar Health Benefits.
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Map showing all states where Stellar Health Benefits is licensed, with a star highlighting southwestern Pennsylvania

Where We Help

We’re proudly based in Jeannette, PA primarily serving neighbors in Westmoreland, Allegheny, Fayette, Indiana, Somerset and many more communities across Pennsylvania.

 

Stellar Health Benefits agents are licensed to help clients in:

  • Pennsylvania

  • Ohio

  • Maryland

  • West Virginia

  • Virginia

  • North Carolina

Meet the Experts

Brian Johnson – Owner and Senior Healthcare Broker of Stellar Health Benefits

Licensed Agent for Medicare, ACA, Dental & More

Brian Johnson

Independent Health Insurance Advisor

With over 9 years of extensive experience in the health insurance industry, I stand as a seasoned Independent Health Insurance Agent, proficient in guiding individuals towards optimal health coverage solutions.   Prior to this, I have spent well over a decade in pivotal roles within various prestigious healthcare institutions, honing my skills and deepening my understanding of the intricate workings of the human body and the healthcare industry. These skills and experiences bring a fresh perspective to the way I approach my clients’ needs, I have a deep understanding of their health that most other Health Insurance agents cannot relate to. Nothing warms my heart more than the opportunity to demystify the complexities of Medicare, Health Insurance, and other social programs for those who may not be aware of the assistance available to them. My passion lies in leading individuals through the maze of healthcare options, ensuring they receive the support and coverage they truly need. “I truly care about you!” Together, we'll navigate the complexities of health insurance to secure you a brighter, and healthier future!
Rachel Gatti – Senior Consulting Healthcare Broker at Stellar Health Benefits

Licensed Agent for Medicare, ACA, Dental & More

Rachel Gatti

Advisory Partner and Independent Health Insurance Advisor

With over 9 years of experience as a licensed Independent Health Insurance Agent, I am dedicated to helping individuals navigate the complexities of Medicare products, including Medigap and Medicare Advantage plans. My passion for assisting others extends beyond insurance; with a background in social work, I've spent numerous years supporting individuals who require assistance with social service programs. There's something deeply fulfilling about aiding someone through challenges they may not fully understand. Witnessing the relief and gratitude on their faces when they find clarity, and solutions is what drives me every day. Throughout my career, I've had the privilege of achieving multiple victories for my clients, and nothing compares to the satisfaction of knowing I've positively impacted their lives. Here, at Stellar Health Benefits, you'll find not only expertise in health insurance, but also a genuine commitment to making a meaningful difference in your life. Let's work together to find the perfect insurance solution tailored to your needs, and ensure you receive the care and support you deserve!
Kelly Ercole – Customer Service Agent at Stellar Health Benefits

Client-Focused Service & Office Support

Kelly Ercole

Customer Service Agent

Kelly Ercole is our dedicated administrative assistant and customer service agent with 4 years of experience in the healthcare industry. With a background in medical laboratory science, Kelly brings a unique blend of skills to her role, ensuring that our clients receive top-notch service and that our office operates smoothly. Known for her genuine care, tenacious wit, and commitment to meeting our clients' needs, Kelly strives for excellence in all aspects of her work.

Why Work with a Health Insurance Agent?

Unlike working directly with an insurance company, where you're limited to only their plans, our agents provide unbiased guidance across multiple insurers ensuring you get the best coverage for your needs at no extra cost. Whether you're enrolling in Medicare, choosing a plan through PENNIE, or looking for private health insurance we take the time to understand your doctors, prescriptions, and budget to find a plan that truly works for you.

Working with an Stellar Health Benefits agent also means having a trusted advocate year-round, not just at enrollment. If issues arise—like billing errors, claims denials, or changes in your healthcare needs—we’re here to help. Our team stays up to date with the latest policies and financial assistance options, so you never miss out on savings or better coverage. With us, you’re not just signing up for a health plan, you’re gaining a partner who looks out for your best interests and ensures you feel confident in your healthcare decisions

Directional sign with arrows labeled Help, Support, Advice, and Guidance – representing the value of working with a health insurance agent.
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Stack of books with one open on top – symbolizing licensed expertise and trustworthy health insurance guidance.

Licensed Experts You Can Trust

At Stellar Health Benefits, we take licensing and ongoing education seriously to ensure you receive the most accurate, up-to-date health insurance guidance. Our agents are fully licensed in Pennsylvania, Ohio, Maryland, West Virginia, Virginia, and North Carolina and meet all state-mandated requirements for selling and advising on Medicare, ACA (PENNIE), and private health insurance plans. Beyond state licensing, we complete annual certifications with top insurance carriers, keeping us informed on policy changes, enrollment rules, and the latest plan options so you don’t have to navigate it alone.

Why does this matter? Choosing a licensed agent means you’re working with a knowledgeable, ethical professional who understands the complexities of health insurance. Our team follows strict industry regulations and undergoes continuous training to help you compare plans, maximize benefits, and avoid costly mistakes. Whether you're enrolling for the first time or reviewing your coverage, you can trust the agents at Stellar Health Benefits to provide expert, unbiased support at no extra cost to you.

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