About Stellar Health Benefits
Stellar Health Benefits is your premier Independent Health Insurance Agency, specializing in comprehensive health insurance solutions. With a strong emphasis on Medicare, Medicare Advantage, Medigap Supplement, ACA, and Individual insurance plans, we're dedicated to finding the perfect health coverage tailored to your needs. We take pride in educating and informing our clients about how their health plan works for them.
Operating with a fiduciary approach means we only care about your needs, not the needs of the insurance company! We are contracted with a wide range of Medicare and Private Individual Health Plan Carriers, ensuring we always prioritize your best interests. Our mission is simple: to locate the optimal plan with the most robust benefits that suit you perfectly – and all of our consultation services come at absolutely no cost to you. Our services do not affect your premiums!



Where We Help
We’re proudly based in Jeannette, PA primarily serving neighbors in Westmoreland, Allegheny, Fayette, Indiana, Somerset and many more communities across Pennsylvania.
Stellar Health Benefits agents are licensed to help clients in:
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Pennsylvania
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Ohio
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Maryland
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West Virginia
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Virginia
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North Carolina
Meet the Experts

Licensed Agent for Medicare, ACA, Dental & More
Brian Johnson
Independent Health Insurance Advisor

Licensed Agent for Medicare, ACA, Dental & More
Rachel Gatti
Advisory Partner and Independent Health Insurance Advisor

Client-Focused Service & Office Support
Kelly Ercole
Customer Service Agent
Why Work with a Health Insurance Agent?
Unlike working directly with an insurance company, where you're limited to only their plans, our agents provide unbiased guidance across multiple insurers ensuring you get the best coverage for your needs at no extra cost. Whether you're enrolling in Medicare, choosing a plan through PENNIE, or looking for private health insurance we take the time to understand your doctors, prescriptions, and budget to find a plan that truly works for you.
Working with an Stellar Health Benefits agent also means having a trusted advocate year-round, not just at enrollment. If issues arise—like billing errors, claims denials, or changes in your healthcare needs—we’re here to help. Our team stays up to date with the latest policies and financial assistance options, so you never miss out on savings or better coverage. With us, you’re not just signing up for a health plan, you’re gaining a partner who looks out for your best interests and ensures you feel confident in your healthcare decisions

Licensed Experts You Can Trust
At Stellar Health Benefits, we take licensing and ongoing education seriously to ensure you receive the most accurate, up-to-date health insurance guidance. Our agents are fully licensed in Pennsylvania, Ohio, Maryland, West Virginia, Virginia, and North Carolina and meet all state-mandated requirements for selling and advising on Medicare, ACA (PENNIE), and private health insurance plans. Beyond state licensing, we complete annual certifications with top insurance carriers, keeping us informed on policy changes, enrollment rules, and the latest plan options so you don’t have to navigate it alone.
Why does this matter? Choosing a licensed agent means you’re working with a knowledgeable, ethical professional who understands the complexities of health insurance. Our team follows strict industry regulations and undergoes continuous training to help you compare plans, maximize benefits, and avoid costly mistakes. Whether you're enrolling for the first time or reviewing your coverage, you can trust the agents at Stellar Health Benefits to provide expert, unbiased support at no extra cost to you.


