Privacy Policy for Stellar Health Benefits
Effective Date: 8/1/2025
Stellar Health Benefits LLC (“we,” “our,” “us”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, and safeguard your information when you visit www.stellarhealthbenefits.com (the “Site”) or interact with our services.
1. Information We Collect
When you use our Site or services, we may collect:
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Personal Information You Provide:
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Name, email address, phone number
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Insurance details (such as current plan or coverage preferences)
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Medical or prescription drug information you voluntarily provide to help us evaluate plan options
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Automatically Collected Information:
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IP address, browser type, device information
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Pages you visit and interactions with our Site (via cookies and similar technologies)
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2. How We Use Your Information
We use your information to:
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Provide personalized health insurance consultations and recommendations
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Respond to your inquiries and requests
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Prepare estimates and plan comparisons (based on current-year health plan and prescription drug data, which may change at any time)
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Improve our services and website experience
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Comply with legal or regulatory requirements
We do not sell or rent your personal information to third parties.
3. Disclaimers Related to Insurance Information
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Any pricing information we provide is based on current-year health plan and prescription drug data available at the time of review. Plan details and pricing may change. Always consult your official Evidence of Coverage (EOC) from the plan you select.
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We do not offer every plan available in your area. Any information we provide is limited to the plans we represent. For details on all options, please visit www.medicare.gov or call 1-800-MEDICARE (TTY 1-877-486-2048), available 24/7.
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Stellar Health Benefits LLC is not connected with or endorsed by the U.S. government or the federal Medicare program.
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Medicare law and regulations are subject to change. Information provided is true to the best of our knowledge at the time of posting. Educational reference material can be verified at www.medicare.gov.
4. How We Share Information
We may share your information only in the following cases:
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With licensed insurance carriers and providers, for the purpose of generating plan recommendations and quotes
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With trusted service providers who support our website, advertising, or customer service (bound by confidentiality obligations)
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When required by law, regulation, or legal process
5. Protection of Private Health Information (PHI)
By submitting a form on our Site, you request to be contacted by a licensed health insurance agent affiliated with Stellar Health Benefits LLC. You may voluntarily include private health information (PHI) in your submission, and such disclosure is at your own discretion.
We endeavor to maintain the highest standards of cybersecurity. However, no system can be guaranteed completely secure. By using this Site and submitting forms, you agree not to hold Stellar Health Benefits LLC liable for any unauthorized access or security breach that may occur during the transmission or storage of your data.
6. Data Security
We implement reasonable measures to safeguard your information from unauthorized access, use, or disclosure. However, as stated above, no data transmission or storage system can be guaranteed fully secure.
7. Your Choices
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Cookies: You can adjust your browser settings to block cookies, though this may impact site functionality.
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Communications: You may opt out of marketing emails by following the unsubscribe link in our messages.
8. Licensing and Service Area
Stellar Health Benefits agents are licensed in the following states: Pennsylvania, Ohio, Maryland, West Virginia, Virginia, and North Carolina.
9. Children’s Privacy
Our services are intended for adults 18 and older. We do not knowingly collect information from children under 18.
10. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with a new effective date.
11. Contact Us
If you have any questions about this Privacy Policy or how your information is used, please contact us:
Stellar Health Benefits LLC
186 Glenn Avenue
Jeannette, PA 15644
Phone: 888-227-1528
Email: info@stellarhealthbenefits.com